ABOUT US

MEET OUR

STAFF

Staci Almager

CHIEF EXECUTIVE OFFICER

Profile

Janice Wheeler

DIRECTOR OF OPERATIONS

Profile

Jill Ramsey

RETAIL MANAGER

Profile

Rhonda McNeill

FOOD AND NUTRITION PROGRAM MANAGER

Profile

Dunia Garcia

Director of Client Services

Profile

BOARD OF

Directors

Burt Grabo

PRESIDENT

Joined HCFS: 2015

Education: Ottawa University

Profession: Retired Nuclear Power Professional

Background: US Navy Submarine Force and US Nuclear Power Plant Industry

Michael Dippo

DIRECTOR

Joined HCFS: 2021

Education: Bachelor of Business Administration Degree from The University of Texas at San Antonio. Also attended Commercial Lending School at The University of Oklahoma and the Southwestern Graduate School of Banking at Southern Methodist University

Profession:

Michael Dippo joined SWBC in 1994 with nearly 20 years of experience working in banks and other financial institutions. As Senior Vice President of Loan Risk Management within our Financial Institution Division, he works closely with our Collateral Protection Insurance (CPI) carriers to manage existing CPI products and develop new programs for our clients. He is responsible for underwriting, assisting with sales presentations, continuing education for our sales staff, overseeing the financial performance of the product and managing insurance carrier relationships.

Ron Fielding

TREASURER/INTERNAL AFFAIRS COMMITTEE CHAIR

Joined HCFS: 2016

Education: Rider University, Harvard School of Business

Profession: Retired EVP, Hormel Foods

Chair: UTSA School of Business Advisory Council

Director: Johnsonville Sausage Board of Directors

CEO and Founder: Common Sense Strategy

Monica Velasco

EXTERNAL AFFAIRS COMMITTEE CHAIR

Joined HCFS: 2017

Education: Universidad de Americas

Profession: Owner, Blue Azul Journeys

Bruce Colgate

GOVERNANCE COMMITTEE CHAIR

Joined HCFS: 2017

Education: Colorado School of Mines

Profession: Process Automation Engineer

Owner, Lost Pirogue Vineyards

Background: ConocoPhillips

Richard Caldwell

DIRECTOR

Joined HCFS: 2021

Education: University of Houston

Profession: Retired

Richard is a life long supporter of improving the quality of the communities he has worked and lived. In Boerne, Richard has been a board member of the Boerne YMCA, Kendall County Historical Commission and the Boerne Area Democrats.

Mark Swenson

DIRECTOR

Joined HCFS: 2019

Education: Brigham Young University

Profession: Vice President – Market Optimization Valero Energy Corporation

Burnie Miller

DIRECTOR

Joined HCFS: 2016

Profession: Engineer, San Antonio Fire Department

Graham House

DIRECTOR

Joined HCFS: 2018

Education: Eastern Kentucky University

Profession: Clubhouse and Lodging Manager, The Clubs of Cordillera Ranch

Chang Liaw, Esq.

ADVISORY BOARD MEMBER

Joined HCFS: 2017

Education: University of New Orleans, Cleveland State University, Marshall College of Law, The Catholic University of America, Columbus School of Law

Profession: Attorney at Law

Scott Smajstrla

DIRECTOR

Joined HCFS: 2018

Education : University of Mary Hardin-Baylor

Profession: Vice President of Ad Valorem Tax, NuStar Energy LP

Dr. Judy Fleming

DIRECTOR

Joined HCFS: 2018

Education : Bs in Psychology, Masters in Mental Retardation and Communication Disorders from University of Nebraska, and Doctorate in Evaluation, Assessment and Diagnosis of young children.

Profession: Taught at Johns Hopkins University in Baltimore and College of Charleston in Charleston, SC. In Virginia she worked for Carillon Hospital as an Educational Consultant to assess and diagnose children with life long disabilities. Currently, volunteers with CASA.

Cindy Offutt

DIRECTOR

Joined HCFS: 2021

Cindy grew up in Houston, TX. She received her Juris Doctor at the University of Tulsa College of Law and was commissioned as a US Air Force Judge Advocate. Cindy has lived around the world as a JAG Officer and now resides in Fair Oaks Ranch with her husband Fred.