About Our Team

Meeting The Staff

Staci Almager


Janice Wheeler


Jill Ramsey


Rhonda McNeill


Dunia Garcia

Director of Client Services

Bryce Boddie, LMSW

Senior Director of Behavioral Health Services

Our Board of Directors

Joined HCFS: 2015

Education: Ottawa University

Profession: Retired Nuclear Power Professional

Background: US Navy Submarine Force and US Nuclear Power Plant Industry

Joined HCFS: 2021


Education: Bachelor of Business Administration Degree from The University of Texas at San Antonio.  Also attended Commercial Lending School at The University of Oklahoma and the Southwestern Graduate School of Banking at Southern Methodist University


Profession:Michael Dippo joined SWBC in 1994 with nearly 20 years of experience working in banks and other financial institutions. As Senior Vice President of Loan Risk Management within our Financial Institution Division, he works closely with our Collateral Protection Insurance (CPI) carriers to manage existing CPI products and develop new programs for our clients. He is responsible for underwriting, assisting with sales presentations, continuing education for our sales staff, overseeing the financial performance of the product and managing insurance carrier relationships.

Joined HCFS: 2016

Education: Rider University, Harvard School of Business

Profession: Retired EVP, Hormel Foods

Chair: UTSA School of Business Advisory Council

Director: Johnsonville Sausage Board of Directors

CEO and Founder: Common Sense Strategy

Joined HCFS: 2017

Education: Universidad de Americas

Profession: Owner, Blue Azul Journeys

Joined HCFS: 2017

Education: Colorado School of Mines

Profession: Process Automation Engineer

Owner, Lost Pirogue Vineyards

Background: ConocoPhillips

Joined HCFS: 2021

Education: University of Houston

Profession: Retired

Richard is a life long supporter of improving the quality of the communities he has worked and lived.  In Boerne, Richard has been a board member of the Boerne YMCA, Kendall County Historical Commission and the Boerne Area Democrats.

Joined HCFS:  2022

Education:  St. Mary’s University

Profession:  General Manager, The Clubs of Cordillera Ranch

Background:  Texas Golf Hall of Fame Board of Directors, Southern Texas PGA Board of Directors 

Joined HCFS Board:  2022

Education:  Bachelor of Science in Civil Engineering from BYU

Profession:  Ernie Richter worked for ExxonMobil for 36 years as a petroleum engineer and as Human Resources Manager for US Production, Middle East-North Africa regions and the HR Manager for ExxonMobil Upstream Businesses.  He retired in 2017 and moved to Boerne, TX.

Joined HCFS: 2019


Education:  Brigham Young University


Profession: Vice President – Market Optimization Valero Energy Corporation

Joined HCFS: 2016


Profession: Engineer, San Antonio Fire Department

Joined HCFS: 2018


Education: Eastern Kentucky University


Profession: Graham has been in the Private Club industry for over 40 years and is currently the Clubhouse and Lodging Manager at the Clubs of Cordillera Ranch. Graham is also serving on the board for the Texas Alliance of Recreational Organizations and as the Advocacy/Legislative Chairperson for the Lone Star Chapter of the Club Manager’s Association, representing over 120 clubs and facilities in Texas. Prior service includes serving on the board for the Texas Lone Star Chapter of CMAA for six years, including the role as President.

Joined HCFS: 2017


Education: University of New Orleans, Cleveland State University, Marshall College of Law, The Catholic University of America, Columbus School of Law


Profession: Attorney at Law

Joined HCFS: 2018


Education : University of Mary Hardin-Baylor


Profession: Vice President of Ad Valorem Tax, NuStar Energy LP

Joined HCFS: 2018


Education : Bs in Psychology, Masters in Mental Retardation and Communication Disorders from University of Nebraska, and Doctorate in Evaluation, Assessment and Diagnosis of young children.


Profession:  Taught at Johns Hopkins University in Baltimore and College of Charleston in Charleston, SC.  In Virginia she worked for Carillon Hospital as an Educational Consultant to assess and diagnose children with life long disabilities.  Currently, volunteers with CASA.

Joined HCFS: 2021


Cindy grew up in Houston, TX.  She received her Juris Doctor at the University of Tulsa College of Law and was commissioned as a US Air Force Judge Advocate.  Cindy has lived around the world as a JAG Officer and now resides in Fair Oaks Ranch with her husband Fred.

Joined HCFS: 2022



Education CALIFORNIA UNIVERSITY – LONG BEACH Bachelors of Science, Business Administration – 1994 Emphasis: Finance & International Business

CHAPMAN UNIVERSITY – ARGYROS SCHOOL OF BUSINESS Masters of Business Administration (MBA) – 1998

Our Partners & Alliances

HCFS is the center hub in a network of organizations and agencies throughout Kendall County.

Our Sponsors

HCFS is supported through the generosity of our key partners who share our vision.